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Contrary to popular belief, Visa is not a credit card system but an electronic banking process that enables money to flow between financial institutions, markets, and customers in the form of liquid transactions. In other words, it is a payment processor. It is established in 1958 under the name “Bank America Card”. Back then, it was a debit card and some sort of membership system that was exclusive to Bank America customers. After several other banks had allied to offer a rival card, which was called MasterCard, Bank America decided to take a bold step. In 1960, it signed international agreements with global financial institutions and formed a separate company to issue new cards. That’s how the brand was born.

Using Visa Cards To Fund Your Online Casino Accounts. By John Michelson. October 31, 2019. INSCMagazine: Get Social! Post Views: 953. VISA Prepaid Cards Casinos. Most of these payment methods make use of VISA services. You can get prepaid visa for casino from a bank, e-wallet service provider, or nearby stores. This option is suitable when you are playing in a prepaid visa online casino. MasterCard Prepaid Cards Casinos. Most of these payment methods make use of MasterCard.

The new company decided to stand out of the current banking system. It was not another bank. Instead, Visa started to act like a payment processor, especially for global transactions. Back in those days, sending money abroad was a hard thing to do, and the payment processor company established all the necessary electronic infrastructure. Their offer to banks was simple: Let us handle your global financial transactions and pay us a little fee in return. Instead of issuing their own networks, banks from all over the world decided to accept this offer. To this date, it still operates like that.

Visa Is not a Bank

It is not a bank, and it cannot see your financial records. If your bank is part of the Visa program, it can issue debit or credit cards that have the payment processor’s logo on them. This means those cards can be used anywhere - ATMs, POS machines, online payments, online casino transactions… Once you start a deposit or a withdrawal process, the network requests your bank for the information whether you have enough money in your customer’s balance to complete this transaction? Once more, a payment processor cannot see your financial records. If your bank answers this question positively, the transaction completes. All of these happen in mere seconds. As the end-customer, you don’t pay additional fees to benefit from the Visa network. The required fees are paid by your bank. However, the banks also present this fee to their clients by asking for other fees, such as annual account management fee.

Therefore, such credit card is not issued by a payment processor, but it is still issued by your local bank. Same goes for the debit and prepaid cards. But you get the right to use its global network to make payments anywhere you want, including online casinos.

How to Select the Best Visa Online Casinos?

There are lots of casinos accepting visa, so supporting this payment method is not a key criterion for the users to verify the casino. It is an important factor, but also it is a very common one and does not determine the quality and reliability of a casino. Therefore, the following criteria are to be checked while evaluating and selecting the best casinos:

• The License. The security and reliability of an online casino depend on its license. There are several institutions that issue an electronic gambling license, but only a couple of them are noteworthy. Check if the casino is a licensee of the following institutions: the United Kingdom Gambling Commission, the Malta Gambling Authority, the Curacao eGaming.
• Audition and Fairness. A license does not guarantee that you will get fair games by itself. The fairness level of the games must be audited by an independent agency on a constant basis, such as eCOGRA and iTechLabs. Moreover, these agencies should publicly announce the RTP rates of the casinos. This is an important criterion for the gamblers, and it is always recommended for the casinos to be audited.
• Game Collection and Provider. The quality and number of games you will get depends on the provider. Only the top-notch providers can offer you first-class games. It is important to check the game provider of the casino and opt for the prestigious ones, such as Microgaming, Netent, Novomatic, and Betsoft.
• Customer Support. The customer support must be professional, responsive, and helpful. The customers should be able to reach them via several methods, such as live chat, email, and most importantly, phone. The quality and efficiency of resolution services are important to crucial.
• Payment Methods. An online casino should be able to offer several methods for payments. These are global gambling places, and the payments should be done with global methods too. In addition to credit card and banking support, check e-wallet and crypto-currency support too.

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Advantages of Using

• Speed. This is a very fast-operating and instantaneous network. All transactions are completed within mere seconds.
• Free of Charge. End-users do not pay any fees in order to access and use the network.
• A Global Payment Method. It is the world’s second-largest payment processor and accepted across the world. It is also accepted in almost all of the online casinos.
• Security. Each second 30.000 transactions happen within the scope of the network. Every one of them is protected by applying top-notch cybersecurity algorithms.

Types of Cards

Take out your branded card and take a look. It will have one of the following logos on it:

• VISA. This means you are holding a credit card. You can use it at all online casinos.
• VISA Debit. This means you are holding a debit card. You will be able to use it in all online casinos.
• VISA Electron. This means you are holding an ATM card, which also can be used on physical POS machines. This type of cards is (usually) not supported by online casinos.

All the card types also have a prepaid version, and there is a vast majority of online casinos that accept prepaid visa cards.

How to Apply for It?

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The procedure of applying for a card differs according to its type.

• Getting a VISA Debit. Debit cards can exist without a bank account. This is because they do not require a current balance – each debit card is “empty” when you first purchase them. We use the word “purchasing” literally, and you can get debit cards even in the stores. Cards don’t have any initials on them, just numbers. You can top-up these cards with various methods and create your own balance. They cannot be used as a credit card. If your balance has no money, you can’t use them. Credit cards, however, can be used even with a zero balance- the bank gives you a loan with interest.
• Getting a VISA Credit. Credit cards can only be issued by banks. Therefore, you need to open a bank account first to get a credit card. This is because your credit balance will be issued and determined by the bank itself. After opening an account, apply to your bank to get a credit card. If your bank is part of the program (which probably is) and accepts your application, you will get it.

Please note that these are general information. The country you reside in may have different financial procedures. For example, seeing Visa debit cards in stores is a regular thing in the US and lots of the European countries. But such an option does not exist in most of the Middle East and Asian countries.

Customer Service

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As a customer, you can get direct support from Visa itself. The company offers travel insurance, emergency services, and security services. You can access the customer support from the company’s official website. The fastest way to reach them is to give a call to the support service. US customers can call 1-800-847-2911. International customers should call 1-303-967-1096.

However, note that this support for end-users will be limited. Once more, they cannot see your financial balance. Most of the payment problems will still be solved at your local bank. The customer support is mostly for emergency issues, such as stolen cards and/or travel problems.

FAQ

Can I use Visa cards at online casinos? If so, how?

Yes, you can. Credit and debit cards can be used for online gambling. In fact, they are probably the most popular payment methods at online casinos. These websites accept card payment like any other online merchant. In short, you can make a deposit or a withdrawal to/from an online casino with your card. This type of websites also known as “Visa casinos”.

Do online casinos ask for additional fees for VISA payments?

No. The majority of online casinos do not ask for a fee if the customer decides to use a credit/debit card. However, there are still some exceptions. Check the “payments” page of online casinos accepting visa and check yourself.

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How long does it take to withdraw with VISA?

Depends on the casino. Usually, it lasts 24 hours. However, it may last to three business days too. Again, check the payments page of your casino and contact your bank.